News & Opinion

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Older borrowers face lending hurdles

Posted 2 years ago by Craig Pope

Most people plan to pay their mortgage off by the time they retire—but sometimes life gets in the way. Major events like divorce and remarriage can mean you’re still paying back the bank well into your late sixties. If you’re looking to buy a new home later in life or contemplating how to get debt free by 65, we can help you put solid plans in place to reduce stress in your retirement.

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Kapiti hotspot for new builds

Posted 2 years ago by Craig Pope

It should come as no surprise that Kapiti is bucking the national building consent trends. In July this year, 34 new homes were given the green light compared to 20 at the same time in 2016 - an increase of over 40 percent. Kapiti is experiencing year on year growth, and it’s not hard to see why.

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Take control of the housing market

Posted 2 years ago by Craig Pope

A new survey by ASB has shown that house price expectations are at a five-and-a-half-year low. This isn’t entirely unexpected with an election around the corner, but it has prompted buyers and homeowners to make the best of what they can afford.

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Restrictions on housing market set to ease?

Posted 2 years ago by Craig Pope

Curbing the housing market is a hot topic for politicians, with the election now just weeks away. 

The Government has ruled out implementing Debt-to-Income ratios and has also sent a signal to the Reserve Bank that they should consider ending Loan-to-Value ratios.

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Protect your largest asset

Posted 2 years ago by Craig Pope

Have you considered how you would pay the mortgage if you or your partner were to fall ill or lose a job? It’s not a question many people think about while they’re busy working, running a home, looking after kids and paying the mortgage, but it’s something you need to carefully consider.

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Vote for us in the Electra Business Customer Choice Awards

Posted 2 years ago by Admin

We know how important customer satisfaction is to the ongoing success of our business, so we've entered in the Electra Business Customer Choice Awards 2017!

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OCR remains unchanged, again

Posted 2 years ago by Admin

The OCR (Official Cash Rate) remains unchanged again, at 1.75%, for the fifth consecutive review.

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New promotion!

Posted 2 years ago by Admin

Did you know we can help refix your interest rates? If you have your loan refix arranged by us we'll enter you into our monthly draw for $100 worth of Lotto tickets. Winners will be drawn at the end of the month, one draw chance per refix. 

 

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A hand up for first-home buyers?

Posted 2 years ago by Craig Pope

Getting a mortgage in today’s economy is no easy feat if you’re a first-time buyer. The Reserve Bank’s lending restrictions have put a dramatic squeeze on the housing market and shifted the goalposts for people trying to save a deposit.

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Refer a friend

Posted 2 years ago by Admin

The biggest compliment you can give us is to refer our services to family and friends. We really appreciate the support our clients give us, so when you make a successful referral we'll send you a $50 retail voucher! Based on minimum new lending of $150,000.

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