News & Opinion

dollar money cash3

OCR drops for first time in nearly 3 years

Posted 2 months ago by Pope & Co. Mortgages

The Reserve Bank has cut the Official Cash Rate by 0.25 points to 1.5 percent, an all-time low. This is the first change in the OCR since September 2016 when it was dropped to 1.75 percent.

Read more

adult banking small

Do I need a finance clause in a property sale & purchase agreement, and for how long?

Posted 2 months ago by Pope & Co. Mortgages

Not having a finance clause in your sale and purchase agreement can potentially be disastrous, but how long it should be depends on several factors.

Read more

Houses10

Government dumps Capital Gains Tax

Posted 3 months ago by Pope & Co. Mortgages

The Government were unable to reach a consensus on introducing a capital gains tax and Prime Minister Jacinda Adern has ruled it out under her leadership. What does this mean for borrowers?

Read more

Home reno2

Top tips to increase your property value

Posted 3 months ago by Pope & Co. Mortgages

New Zealanders love doing DIY or renovating, but what factors increase your property value for resale?

Read more

right time to buy

When is the best time to buy a property?

Posted 3 months ago by Pope & Co. Mortgages

For first-time buyers a common question is—when is the best time to buy a property? We ask a real estate agent and a mortgage broker...

Read more

kids pool pexels

Should you buy a home with a pool or spa?

Posted 3 months ago by Pope & Co. Mortgages

Following a record-temperature summer or with the prospect of winter approaching, should you consider buying a home with a pool or spa, or decide to install your own?

Read more

question mark2

Next OCR move could be down

Posted 4 months ago by Pope & Co. Mortgages

In an announcement today the Reserve Bank indicated the risk of a global downturn has increased. While keeping the OCR unchanged for now at 1.75 percent, the bank has suggested the next move could be downward.

Read more

dollar money cash2

What is "Cash Back" when taking out a mortgage?

Posted 5 months ago by Pope & Co. Mortgages

Whilst cash incentives are nice, they are not a key reason for choosing a bank—Craig explains the "cash back" incentive when taking out a mortgage in New Zealand. 

Read more

Wellington families2

What are Welcome Home Loans?

Posted 5 months ago by Pope & Co. Mortgages

The Welcome Home Loan is designed to help first-home buyers who can afford regular repayments on a loan but have trouble saving for a large deposit. Find out if you could be eligible...

Read more

Expenses small

How important are your bank statements when applying for a mortgage?

Posted 5 months ago by Pope & Co Mortgages

One of the key factors to getting approved for a home loan is how you run your bank accounts. Due to responsible lending legislation banks have become extremely pedantic when it comes to the small detail—what might seem irrelevant to the applicant can actually make or break an approval,

Here's our advice on how to prepare your bank accounts for a mortgage approval.

Read more

1 2 3 418

Hey, it seems you"re using a browser that is a little past its time and our website might not be able to perform as it should. If you’d like to have the best experience on our website, you can easily find out about updating your browser here

dismiss this message