How important are your bank statements when applying for a mortgage?
One of the key factors to getting approved for a home loan is how you run your bank accounts. Due to responsible lending legislation banks have become extremely pedantic when it comes to the small detail—what might seem irrelevant to the applicant can actually make or break an approval,
Here's our advice on how to prepare your bank accounts for a mortgage approval.
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No change to OCR
The Reserve Bank has announced today there will be no change to the Official Cash Rate at 1.75 percent, and are still expecting to keep it at this level through until 2020.
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Get an 'A' on your mortgage homework
If you’re ready to apply for a mortgage you might need to dust off some of those homework skills to help get your loan application approved. Here's our handy tips on what you need to do to make the application process as seamless as possible.
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First-home buyer? Look to Levin.
With rising house prices and not a lot for under $400,000 in most regions, you might be inclined to ask—is it still possible to buy in the $300,000s?
The answer is yes… in Levin.
Maureen and Lee of Seddon St Property Management offer their advice on buying in Horowhenua.
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First-home buyer update: What will my money get me in the Hutt?
[Photo: "Eastbourne and Petone, Lower Hutt" by Phillip Capper – under Creative Commons license]
Last month we looked at the Kapiti Coast, and what first-home buyers could expect to get for their money! This month, we’re focusing on the Hutt Valley. So, how does it compare?
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Pope & Co. economic update exclusive from Cameron Bagrie
Will a relaxation in LVR restrictions fire up the property market? Is this the low for mortgage rates? Find the answers to these questions, plus a property market update, in our latest economic report exclusive from Cameron Bagrie, of Bagrie Economics.
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How to get the best from low-interest rates
You might be forgiven for thinking banks had been making the most of Black Friday Sales with the recent slashing of interest rates, some are the lowest they’ve been since the Second World War! But how can you make the most of them? First-home buyer, or homeowner, here’s our advice...
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Chatting with Cameron Bagrie
Super cool having Cameron Bagrie hanging out in our office yesterday and having a chat to some of our local business partners.
Reserve Bank eases LVR restrictions
The Reserve Bank has announced it's easing the LVR restrictions, which is good news for low deposit borrowers and investors.
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