Government dumps Capital Gains Tax
The Government were unable to reach a consensus on introducing a capital gains tax and Prime Minister Jacinda Adern has ruled it out under her leadership. What does this mean for borrowers?
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Top tips to increase your property value
New Zealanders love doing DIY or renovating, but what factors increase your property value for resale?
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When is the best time to buy a property?
For first-time buyers a common question is—when is the best time to buy a property? We ask a real estate agent and a mortgage broker...
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Should you buy a home with a pool or spa?
Following a record-temperature summer or with the prospect of winter approaching, should you consider buying a home with a pool or spa, or decide to install your own?
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Next OCR move could be down
In an announcement today the Reserve Bank indicated the risk of a global downturn has increased. While keeping the OCR unchanged for now at 1.75 percent, the bank has suggested the next move could be downward.
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What is "Cash Back" when taking out a mortgage?
Whilst cash incentives are nice, they are not a key reason for choosing a bank—Craig explains the "cash back" incentive when taking out a mortgage in New Zealand.
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What are Welcome Home Loans?
The Welcome Home Loan is designed to help first-home buyers who can afford regular repayments on a loan but have trouble saving for a large deposit. Find out if you could be eligible...
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How important are your bank statements when applying for a mortgage?
One of the key factors to getting approved for a home loan is how you run your bank accounts. Due to responsible lending legislation banks have become extremely pedantic when it comes to the small detail—what might seem irrelevant to the applicant can actually make or break an approval,
Here's our advice on how to prepare your bank accounts for a mortgage approval.
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No change to OCR
The Reserve Bank has announced today there will be no change to the Official Cash Rate at 1.75 percent, and are still expecting to keep it at this level through until 2020.
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Get an 'A' on your mortgage homework
If you’re ready to apply for a mortgage you might need to dust off some of those homework skills to help get your loan application approved. Here's our handy tips on what you need to do to make the application process as seamless as possible.
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